Africa Expat Health Group is a company that can point you in the right direction when it comes to arranging your expat health insurance. Our system means that we have access to some of the leading providers of healthcare insurance so you know that when you come to us the policies that we introduce you to are the best.
Our team is filled with experts on insurance so if you have any questions all you have to do is contact us for more information and we will be happy to give you the answers that you need. Moving to a new country is difficult enough without worrying about arranging all the small details of your move like health insurance. However, with Africa Expat Health on hand this is one worry that can be handled with just a phone call or two. It is good to know that it can all be in place by the time that you make the move to Africa.
Finding your policy
When you first contact us for a quote for your insurance policy our team will ask you a number of questions. This is because we need a certain amount of information in order to be able to get you the right policy. For example, an individual policy is not going to be any use to you if you are planning to take your spouse and children with you when you move to Africa. Our team need to know exactly who is moving and when. When you call us it is a good idea to have a certain amount of information to hand:
When you are moving
Which family members are moving – do you need insurance just for them or for all of you?
Where you are moving – health costs are higher in some African nations than others.
How long you plan to live there
If a policy is being provided by an employer and what it covers – do you simply need to top up with a dental or optical care plan or do you need to cover every aspect of healthcare?
What you want from your policy
If you have any preference on where you go for medical treatment
If there is a limit to how much you can pay for your policy
All of these things will affect the type of policy that is right for you.
The first stage is to get a quotation. Africa Expat Health with give you details of a potential policy for you, with all the terms and conditions and costs. You will have time to think about if it is the right policy for you before you make a final decision. When you decide that you want to go ahead all you have to do is let our team know and we can put the policy into place for you instantly.
The finer details
The team at Africa Expat Health will also make sure that you understand all the various clauses in your policy. Each policy is different and we have to be sure that you understand what you are covered for and what you need to arrange as an extra. Clauses in your policy that might have an impact on you include any excess that is applied to the policy, if there is a restriction on the type of medical establishment that you are allowed to go to when you need treatment and if there is any type of condition that is not covered.
Africa Expat Health has been in the health insurance business for a number of years and this experience has enabled us to build a strong network of providers. Our expertise means that you will always feel as though you are in safe hands while you are dealing with us and we will make sure that you get a great deal.